Proposal for development - credit system

Can you add a credit system? That I can take out Binding Loans. With penalties for not complying.

Kann man ein Kreditwesen mit einfügen ? Das ich Verbindliche Kredite abschließen kann. Mit Strafen für das nicht erfüllen.

This already kind of exists in the game where players can check your reliability rating to see if you’ve breached contracts in the past, and they can block you from the local markets/decide not to trade with you?

I was thinking more of lending money. Borrowing money at interest. Or time deposits . not reputation

That’s also a thing if you find a party that agrees to your terms.

Or do you mean specifically NPC loans?