I got about 20% to building a banking system for the game before I thought of Liquidation and also the Terms and Conditions. I had a few questions that I will pose after a brief description of what I am doing.
I want to build a bank to handle some of the boring parts of lending people money like keeping up with the interest, due dates and other things. Before getting to loans I am implementing the simplest aspect of the bank which would be an account. People can deposit money with me and then withdraw it at a later time. Since no way exists to automate doing deposits and withdrawals those aspects of my system would be done manually of course with funds being passed to me via Local Market (LM) contracts. This sets up two questions:
- Does section 3.7 of the Terms and Conditions essentially ban any financial actions such as depositing, lending and options if any tools outside of the game are used? I don’t believe that Simulogics would care if I was doing loans and deposits using notepad or even a spreadsheet…but what if I am using a public and promoted website for this purpose?
If this scenario is on the edge of unacceptable would my PrUn bank providing a Terms and Conditions that essentially promised the game Terms and Conditions are followed be helpful? This would also be helpful to me because if people violate the PrUn Terms and Conditions my terms would dictate that I keep all their money.
- I don’t want to help people circumvent the rules either intentionally or inadvertently. For example, I don’t want someone to hand me their money, COLIQ and then withdraw the money back out. A similar situation might be someone who is leaving the game for an extended period but intending to come back. They might deposit their funds with me and unsubscribe and take a year off and let their company be wiped and then come back. If the Terms and Conditions don’t ban banking as a concept would it be possible to make COLIQ history visible in game? Also maybe a unique id on the CO window for companies and corporations so name spoofing and returning companies with the old name are not possible?